Rates & Fees
Fineday Funds is not a lender. As such, we cannot provide you with a specific interest rate (APR) or the exact terms of your loan.
APR Disclosure
Annual Percentage Rate (APR) reflects the cost of borrowing a loan. It includes the interest rate plus any fees related to the loan. Lenders in our network typically offer APRs ranging from 5.99% to 35.99% for qualified consumers.
Representative Example
If you borrow $1,000 over a 12-month period with a 24% APR, your monthly payment would be $94.56. The total amount payable would be $1,134.72, with a total cost of $134.72.
Lender Fees
Lenders may charge additional fees such as origination fees, late payment fees, or returned check fees. Fineday Funds does NOT charge you any fees for using our service. All loan terms and fees are determined by the lender you are matched with.
Non-Payment Implications
If you cannot make your payments on time, it could result in additional charges and negative impacts to your credit score. If you struggle to make a payment, we strongly advise you to contact your lender immediately to discuss repayment options.